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Dangerfield Exley Lawyers Blog

“Y” is it so hard to buy a house?

01 May 2017

New Reforms to help GenY into property market.

There is a sentiment among GenYs that their predecessors had such a great time at Woodstock and riding the property boom, they failed to properly consider the financial impact it would cause their future offspring, resulting in the current market lock-out.

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Hey Government! Help buy me a house?

27 April 2017

Housing Affordability Reforms offering a unique Co-Purchase deal.

Housing affordability has been a hot topic across Victoria for many years and now the state Government is offering a unique co-purchasing arrangement under a pilot program called HomesVic.

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Seven Law Reforms Property Investors and First-Home Buyers Need to Know

19 April 2017

The State of Victoria recently announced a suite of housing affordability reforms aimed to help more people enter the property market. Some of these reforms can assist GenYs into the market, and others are welcome news to Australians living in residential areas.  At DE we enjoy keeping you informed of new reforms so you are aware of all help that is on offer. Ensure you know about:

 

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Happy Lunar New Year – Race 4: Dangerfield Exley Lawyers BM78 Handicap at the Moonee Valley New Year Festival this Friday night

01 February 2017

Happy Chinese New Year from Dangerfield Exley Lawyers!

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What’s at Stake? 5 Common Pitfalls to Avoid When Investing in Commercial Property

14 December 2016

Commercial property has become an increasingly popular investment option in recent years, especially for self-managed super fund (SMSF) investors. While many of us feel comfortable investing in residential properties (as we are familiar with the purchase process) when it comes to investing in commercial properties the process can be more daunting and complex. Are you considering investing in commercial property, but aren’t sure what’s at stake? Check out 5 common pitfalls to avoid from the experts at Dangerfield Exley Lawyers.

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Is It Time to Get Yourself into A Fix?

01 December 2016

Is now the right time to switch to a fixed-rate mortgage? Moving to a fixed-rate mortgage is something worth considering, especially as long-term bond rates (i.e. debt markets) continue to rise. Banks are increasing their fixed rates, while easing the discounts given on variable rate loans. Most economists are suggesting that rates have bottomed out. Has the time come for you to get yourself into a fix?

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Who’s making the right decisions for you?

20 October 2016

You should have 100% certainty and peace of mind as to which family members or friends can make decisions pertaining to your key financial and medical matters. Don’t allow a potential future situation where your wishes are bypassed. By ensuring you have an Enduring Power of Attorney in place, you allow for the appointing and authorization of one or more people to manage your financial, legal, and medical affairs.

An Enduring Power of Attorney is designed to continue operation in the event that you lose your mental capacity; either by suffering from unsoundness of mind or a mental illness, which prevents you from physically managing your own affairs. Appointing an Enduring Power of Attorney is the best and most secure way to ensure that your wishes and your best interests are fulfilled. Make sure the right decisions are being made for you!

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Don’t handcuff your lifestyle! Budgeting Tips for your Lending needs

13 October 2016

A vital part of any plan that incorporates debt is to have an understanding of what you can comfortably afford in order to pay the bank once your living expenses are settled. After all, no one wants to be enslaved to their mortgage or their bank, so don’t handcuff your lifestyle needlessly!

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“Cooling off” provisions: Don’t be caught off guard!

05 October 2016

“Cooling off” rights carry serious practical, financial, and contractual implications for Vendors and Purchasers of Victorian real estate. As a Purchaser, losses may occur if the purchase is not handled properly. As a Vendor, you should also arm Purchasers with information about exceptions to Purchaser rights. Don’t be a statistic!

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Financial Considerations for Property Buyers

29 September 2016

Spring is here and what better time than now to consider an entry into property ownership. However, before you jump the gun, we recommend you cover a few basics to consider all financial, legal, and practical issues to ensure not only peace of mind but also certainty in your decision. After all, preparation is key.

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